Agriculture

Modern thinking grown on centuries of experience

• A major lender to the Scottish agriculture sector
• 300 years of service, attuned to modern business needs
• A range of specialised finance products
• Dedicated Relationship Managers with strong agricultural experience

A love of farming

At Bank of Scotland Corporate, we don't just enjoy our work in the agriculture sector. We have a passion for it. A strong statement but, thanks to the hard work of our dedicated Relationship Managers, it's true. These specialists have long experience in agricultural banking and some even have a background in farming itself. You should expect no less from a bank with more than 300 years of agricultural experience behind it.

But our advice is very much geared to the needs of the modern, dynamic agricultural industry. We understand the nature of your business and appreciate that your financial requirements can change rapidly. That's why we have short decision lines so your Relationship Manager is empowered to make decisions quickly based on their local expertise in the sector.

Succession planning

Our long experience in the farming community allows us to make practical recommendations for the future health of your business. If you're looking to pass the business on to a family member or sell to a third party, we can provide you with all the help and advice you need.

Single Farm Payment

Now that the Single Farm Payment scheme is here, it's vital you make the most of it. We can offer you a Euro Loan Account or Forward Exchange Contract for example or a high-rate standard business deposit account. There are a number of options available to you and your Relationship Manager will be happy to discuss them with you.

Specialist financial products

Our advice complements a range of financial products that can be adapted specifically for farmers and the wider agriculture industry.

Agriculture loan

We offer an interest-only loan up to a 30 year term, that ring-fences your long-term borrowing to free-up your cashflow.

Asset Finance

Designed to help you buy that vital piece of equipment, without restricting your cash flow, our finance or leasing packages are secured against the asset itself.

Corporate Online

Do your banking when it suits you. Flexible, secure and reliable, our online banking gives you a real-time view of your business accounts every time you log on. You can also make domestic or international payments and transfer funds between your accounts. Find out more.

Corporate Current Account

This competitive current account pays interest daily on all credit balances: a guaranteed rate of 2% below base rate.

High deposit rates guaranteed

We're here to help you build your business. Our Guaranteed Fixed Deposit, your surplus funds could be earning a competitive rate of interest and making money for your business. And, because the account is based on the money market rather than Base Rate, it opens up a whole new investment opportunity. It also reflects changes in the markets much faster than Base Rate linked products. Go to our accounts section for more detail.

Find out more

To discuss any aspect of our agricultural expertise, please call 0131 229 8906 † or email us.