Property Finance

Specialist industry experience

• Residential and commerical property investment
• Property development
• Professional practices
• Health care
• Hotels and licensed trade
• Day nurseries and private schools
• Offices, industrial and retail

Specialist advice

A property specialist is on hand to assist you by phone, fax or face to face. Our teams have extensive experience of commercial property finance and offer a range of funding options. Whether you're building a portfolio, buying business premises, releasing equity and raising capital or looking to refinance existing property, our teams can help you save time and money on property deals.

Enhancing tax efficiency

To help make borrowings as tax efficient as possible, we can also consider vehicles to fund a commercial mortgage including: offshore companies, trusts and pension schemes.

We consider virtually any type of commercial property (see below) and finance is also available for offshore companies investing in the UK commercial property market. Minimum lending amounts apply.

Residential property investment

We can help owner-occupiers or investors with all types of property – from single units to entire portfolios. We offer term loans to purchase, refinance or consolidate existing funding lines. We also offer credit lines to purchase property for refurbishment.

Commercial property investment

We cater for owner-occupiers or investors wanting to finance modern office premises, modern industrial units or single retail premises and portfolios.

Property development

Based across the UK, our large team of experienced lending professionals is very active in both commercial and residential developments. We support a wide variety of activity ranging from small, single unit projects right up to major landmark schemes, so our customers cover the spectrum of businesses from small family concerns to FTSE 100 PLCs.

Professional practices

Suitable for dentists, doctors and vets, this funding can be used for surgery purchase, property purchase, development, extension and refurbishment. We also offer partnership capital, refinancing of existing loans and equity release. In addition we offer a mortgage which offsets the notional interest earned on your current account against the interest charged on your mortgage. For more information go to Business Offset Mortgages for Professionals.

Health care

Facilities are available to assist with the purchase, refinance, development and refurbishment of properties used for residential care and nursing homes, care or retirement villages, learning disability units and special needs units.

Hotels and licensed trade

Typically, we can assist with the finance of hotels (usually 3 star and above) and public houses with a good split of wet and dry trade. Facilities are available to assist with the purchase, refinance, development and refurbishment.

Day nurseries and private schools

We offer funding for the purchase, refinance, development and refurbishment of day nurseries and private schools.

Offices, industrial and retail

We offer funding for the purchase, refinance, development and refurbishment of offices, industrial units or warehouses and retail units.

To speak to a specialist in any sector or to arrange a visit, simply call 0845 300 1122†.

Your property may be repossessed if you do not keep up repayments on your mortgage.